Boring Millionaires

The Boring Business
Deal Kit.

A working spreadsheet that prices a deal, and a workbook that tells you whether the numbers are real. Built from 33 documented owners, 13 trades, and one documented bankruptcy: a $2.1 million business bought on $800,000 of stated owner earnings that modelled beautifully and ended in court.

The model (.xlsx). Fill in eleven cells. It prices the business against trade-specific SDE multiples, applies the discounts that actually move price (owner-dependence, customer concentration, key-employee risk, unverified books), amortises an SBA loan, tests debt-service coverage against the 1.25x lenders want, and shows what you take home with and without a manager. It recalculates. You own it.

The workbook (PDF, 9 pages). The 14 questions to ask a seller and what each is really testing. A verification checklist for every number you are handed. The eight red flags and which are fatal. Benchmarks for 13 trades. A first-90-days plan for after you close.

The database, the case studies, and every research page stay free forever. The kit is the part that helps you act on them.

Built by @gloverbuilds

Fifteen years building companies quietly. Now I ship them in public, with the real numbers.

SideRoadA new business every week, built in public with real revenue. ShipWolfThe solo-founder launch kit behind the weekly builds. TextScrubrStrip hidden formatting and AI tells out of any text. Boring MillionairesDocumented owners of profitable, unglamorous businesses. All links open in a new tab.